KNOW YOUR PAYEE.
MAKE PAYMENTS SAFER.

Apicunia provides Verification of Payee and Confirmation of Payee services for banks, fintechs, businesses and technology partners. Integrate payee checks into your payment workflows to help reduce fraud, prevent payment errors and support compliance.

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BUILT FOR YOUR BUSINESS

BANKS & PSPS

Integrate payee verification into your payment services, with support for scheme connectivity, onboarding and ongoing operation.

CORPORATES & TREASURY

Check supplier and beneficiary details when records are created, updated or prepared for payment. Bring verification closer to your finance processes.

PLATFORMS & PARTNERS

Add payee verification to your own offering. Embed checks into financial platforms, ERP integrations and customer journeys.

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PAYEE VERIFICATION
SERVICES

Check European IBANs with VoP and UK account details with CoP. Bring individual and bulk payee checks into onboarding, supplier management and payment preparation.

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Discuss your requirements

Tell us about your payment workflows, verification needs or partnership plans. We will help you explore the right approach.

Explore the API

Explore our API documentation and talk to us about sandbox access for your VoP or CoP integration.

View API docs

Ecosystem

INSIGHTS & NEWS

The EPC Verification of Payee rulebook changes take effect this Sunday

⚠️ On 20 September 2026, three important updates become effective: 🔹 Verification of Payee Scheme Rulebook v1.1 🔹 VoP API Specifications v1.1.1 🔹 API Security Framework v2.1 Although described as clarifications and urgent changes, they include practical implementation requirements that PSPs and their VoP providers need to address. The updated API specifications cover: Empty API fields, which are no longer permitted Character-set handling Timestamp requirements HTTP headers

Apicunia Partners with Prometeo for Enhanced Payment Verification Services

Apicunia is pleased to announce a strategic partnership with Prometeo, one of Latin America's leading Open Finance and banking infrastructure platforms, to provide services for Verification of Payee (VoP) and Confirmation of Payee (CoP).

Fin Codes API Partnership

Company Announcement We’re pleased to announce that Singapore based, Fin Codes API has selected Apicunia's Verification of Payee (VoP) service to enhance their global payment validation platform. Fin Codes API provides developer-friendly APIs that enable fintechs, marketplaces, and payment platforms to validate bank account and routing information worldwide, helping prevent payment errors and streamline payment processing. By integrating our Verification of Payee capability

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Tell us about your organisation and payee verification needs.

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KNOW YOUR PAYEE. MAKE PAYMENTS SAFER.